No Medical Exam Life Insurance
With No Medical Life Insurance there are no doctor's visits, medical reports or medical exams. This type of insurance is most suitable for individuals who are:
- Difficult to insure
- Have been declined coverage in the past
- Individuals who are uncomfortable with blood exams and needles
The amount of coverage for No Medical Exam life insurance policy tends to be lower than traditional policies which include medical examination. This type of insurance is also more expensive than policies that require a medical exam. Some insurance providers may include a "term clause" stating that should the insured die within first one or two years of the policy, only the premiums will be paid out to the beneficiaries.
To receive free, no obligation quote or more information on No Medical Exam Life Insurance please complete a short enquiry form and a professional adviser will be happy to assist you.